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Money Mindset:

How to Release Your Money Blocks

Understanding Money Blocks

Have you ever felt a pang of guilt after buying a coffee, a knot of anxiety when checking your bank account, or a nagging fear when considering a raise? These are all signs of hidden money blocks – limiting beliefs that hold you back from achieving financial security and abundance.

But here’s the good news: money blocks are not set in stone. By understanding their root causes and taking proactive steps, you can break free from these mental barriers and build a healthier relationship with money.

This article will be your guide on this journey. We’ll delve into the world of money blocks, explore different types, and equip you with practical tools to release them and unlock your full financial potential.

What are Money Blocks and Why Do They Matter?

Money blocks are subconscious beliefs and attitudes that shape how you perceive, earn, save, and spend money. These mental barriers can stem from childhood experiences, societal conditioning, or past financial struggles and traumas. Common money blocks include the fear of not having enough, guilt over wanting more, or believing that wealth is inherently bad or unattainable. These blocks can manifest in self-sabotaging behaviours, such as procrastination over financial decisions, overspending, undersaving, or avoiding financial planning altogether.

Here’s why money blocks matter:

  • They limit your earning potential: Fear of asking for a raise, believing “rich people are greedy,” or doubting your abilities can hinder your income growth.
  • They sabotage your financial goals: Guilt around spending, fear of scarcity, or a belief that “you’re not good with money” can make it difficult to save and invest.
  • They create stress and anxiety: Money worries can take a toll on your mental well-being, leading to feelings of frustration, insecurity, and powerlessness.

The good news: by identifying and releasing your money blocks, you can:

  • Boost your confidence: Believe in your ability to earn, save, and manage money effectively.
  • Make smarter financial decisions: Stop impulsive spending and channel your resources towards achieving your goals.
  • Reduce stress and anxiety: Cultivate a sense of peace and security around your finances.
  • Attract abundance: Open yourself up to opportunities and experiences that support your financial well-being.

Let us Explore Your Money Blocks

 Money Story Exercise:

Here’s a powerful exercise to uncover your money story – the narrative you hold about money that influences your beliefs and behaviours.

  • Grab a pen and paper. Write down your earliest memories about money. 
  • Here are some prompts to help you explore your beliefs around money, wealth, and self-worth.
  • Childhood Influences: Write down your earliest memories about money.
    What were your parents’ or guardians’ attitudes about money and wealth?
    How do you think these messages have influenced your current financial mindset? What were your parents’ attitudes towards money?
  • Emotional Triggers: Describe any significant financial events you experienced (positive or negative).  What emotions did you feel? What underlying beliefs might be contributing to these emotions?
  • Self-Worth and Money: What are your financial fears and aspirations? Consider the statement, “I deserve to be wealthy.” How true does this feel to you on a scale of 1 to 10? How do you feel about money now?

By revisiting your money story, you can identify limiting beliefs that might be holding you back.

Actionable Tips to Overcome Money Blocks

Educate Yourself:  Knowledge is power. The more you understand about personal finance, the more confident you will feel in managing your money. Consider taking online courses, attending workshops, or reading books on financial literacy.
Set Clear Goals: Define what financial success looks like for you. Create specific, measurable, attainable, relevant, and time-bound (SMART) goals to help you stay focused and motivated.
Seek Professional Help: Sometimes, working with a mentor, a coach or a therapist specializing in financial issues can provide valuable insights and strategies to overcome deep-seated money blocks.

Affirmations for Abundance and Financial Success

Affirmations are positive statements that can help reprogram your subconscious mind. Here are three affirmations focused on abundance and financial success:

1. Money comes to me easily and effortlessly.  I receive lots of money from the universe.

2. I Am So Happy And Grateful Now That Money Comes To Me In Increasing Quantities Through Multiple Sources On A Continuous Basis
From Bob Proctor – Proctor Gallagher Institute.

3.     The Oath Of Manifestation

I accept and receive unexpected good, unexpected money, unexpected love, unexpected kindness, unexpected generosity, unexpected offers, unexpected prosperity. Coming in unexpected ways from unexpected places in my life and the life of others. I’m constantly guided and boldly empowered to receive the lavish abundance of the Universe. I accept the principle that abundance and prosperity have already been given to me.

Based on the original works. Source:   Agape Center was written by Rev. Dr. Cheryl Ward.

Repeating affirmations can help shift your mindset from scarcity to abundance.

Case Study: Overcoming Financial Struggles

Sarah Blakely, Founder of Spanx

Sarah Blakely’s journey from struggling salesperson to billionaire entrepreneur is a compelling example of overcoming financial blocks. Blakely started Spanx with $5,000 of her own savings, facing numerous rejections and financial challenges along the way. She attributed much of her success to her positive mindset and resilience. Blakely practiced visualization and maintained unwavering belief in her product and herself, which helped her navigate financial obstacles and ultimately achieve significant financial success.

Recommended Books for Mindset Shifts

1. “Money Master the Game: 7 Simple Steps to Financial Freedom” by Tony Robbins    

– Money: Master the Game contains expert advice for readers of every income level, providing guidance through the steps to become financially free by creating a lifetime income plan. This book delivers invaluable information and essential practices for getting your financial house in order. It’s the book millions of people have been waiting for.

2. The Secrets of the Millionaire Mind” by T. Harv Eker

   – Eker delves into the psychological aspects of wealth creation, explaining how your subconscious beliefs about money shape your financial reality. If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately, your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that’s exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it’s simple. If you think like rich people think and do what rich people do, chances are you’ll get rich too!


Releasing money blocks involves a deep and often challenging exploration of your subconscious beliefs about wealth and self-worth. By journaling, setting goals, seeking professional guidance, and using affirmations, you can transform your financial mindset and pave the way for lasting abundance and success. Drawing inspiration from successful entrepreneurs like Sarah Blakely and equipping yourself with knowledge from insightful books, you can overcome financial struggles and achieve your financial goals.

Action Steps Beyond Mindset:

Mindset is crucial, but don’t underestimate the power of practical action:

Create a Budget: Knowing where your money goes is empowering. Track your income and expenses.
Read my “Breaking Free From Debt” article.

If you need more help or feel stuck I’m helping women take control of their financial security after being left financially devastated at the end of an abusive controlling relationship with a spouse. You can grab my free resource PIES which takes you through some practical steps on recovery after financial setbacks, coerced debts, or economic abuse.