Online Record Of Evidence

Number of Attempts to Negotiate By Ms Marshall (2020 to 2025)
As an economically vulnerable female.

Date / Link to PDF

Brief Summary 

Evidence – click image to enlarge

From: Paul Hollingworth

 <paul_hollingworth@icloud.com>
Date: Sat, 29 Aug 2020 at 10:02
Subject: my letter to you
To: Loraine Marshall <annlorainemarshall@gmail.com>
Cc: Paul Hollingworth <paul_hollingworth@icloud.com>

  Letter of intention P.Hollingworth

  • When you move out of Las Zinas, I will gift you 35,000 GBP so you can choose to pay off your mortgage on your Sunderland property, providing you with a regular rental income.
  • I will also help you buy a house in Spain that you can also own outright by gifting you a further 75,000 EUR.
  • I will also pay your removal and legal fees.
  • If you’d like to take any furniture from Las Zinas, then please feel free to do so.
  • You have been very clear that you want to move on as quickly as possible. (No, I never said that. PH was moving on quickly to marry Debbie Garvey) If you want to move out straight away, I am willing to help you rent somewhere until you can find and move into a new house.

    REPLY
    Sat,29 Aug 2020 10:15

    Thank you
    But no thank you at this time as you say I have a lot to process.

    I do not want to do anything to quickly.
    Hope you can understand.
    I could be jumping out of one thing into another thing and be regretting it for the rest of my life
    Slowly slowly but surely.
    Okay.
    Thanks
Hollingworth - letter of intent 29th August 2020<br />
Spanish translation letter 29th August

4th Sept 2020 16.00 

PDF Download of TEXT Messages 

First threat/intimidation

  Text to Agent Caroline Nyssen
PH had entered the bedroom on 4th September, approximately. 16.00 after receiving a telephone call from Caroline Nyssen. He was angry because the agent had given feedback about the answer I gave about the AP7.
His words were
Do not fuck about with me.
I‘m in control.
You do as I say, or I can throw you out onto the streets.

I was left in shock, and I felt intimidated.
I immediately sent texts to the agent and to the neighbour and friend Lynn Barrie. To explain what happened.

 Lynn Barrie
I thought Caroline was a Friend?
What is he threatening you about you only said what is true. I hope its not going to turn nasty. 

Also on 4th September.
A message from a friend of Mr Hollingworth, Tim Leopold. 

My Dearest Lorraine I can-t help but feel you have been shat on. Paul does assure me that he will look after you financially following the sale of the house, but until then, I can‘t imagine how difficult it is to cope, you‘ve got to be strong and think only of what‘s best for you. It’s likely to be a few months (at best) before you receive any monies from the house. You have so many things to think about and consider, you don’t have to worry about everything at once but you do need to get some of your ducks in a row from the start. 
I wish you all the strength in the world and I think you are more than capable of doing really great things. You are bright and talented, strong capable. Im sorry your current plan has turned upside down but the next venture will be yours you will be in charge, take the reigns with gust an determination. I wish you every success. 
Do stay in touch.
Lots of love to you, stay strong xxxxx

Text to estate agent 4th September 2020
Tim - My Dearest Loraine

Loraine Marshall <annlorainemarshall@gmail.com>
12 September 2020 at 07:15
To: Paul Hollingworth <ph@4gm.co.uk>, Paul Hollingworth <paul_hollingworth@me.com>
 

PDF download – Financial Proposal      

Main Points of Email

Proposal by ALM /  Email
12 September 2020 at 07:15

1. If you really want to help me.
This is my financial proposal for your
consideration.

2. Like I said, if you are not happy with any part of this then we would need to come back to the negotiating table.

3. Redemption figure for Aiskell
Street as of  11th September £28,208 .
4.  Provides me a small monthly income approx £500 on which to survive for the time being.

5. Estimated Valuation of Aiskell Street is
£90,000 to £95,000, I would give you
a 33% equity share. Or if £95k 30% equity share.

Benefits
6. You have somewhere secure in Spain as
storage while you sell Bradley Cottage. (also an unknown time factor)
7. You still have 50% equity stake that can be sold if I decide to sell and move.
The fees involved will be lower.
You would not incur purchase taxes and
removals and legal fees because I’m not
moving.
You can still buy a reasonable property in the place you love.

Downside
8. You don’t get the immediate benefit of the buyout until I have raised the finance. Which could take a little time.

Positives for me.
A. Provides me security, instead of
uncertainty, moving forward, with less
disruption to my life without you.
B. Gives me time to increase my rental
revenues, make a better decision, or start a
business here.
C. Gives me the option to buy you out. 50/50

Figures
Las Zinas valuation €230,000
50% share is €115,000

BTL interest only. 10 yr term
75% ltv is 67,500 3.5% interest rate = 190 pr month
rent 1 £550
rent 2 £450 -£500
1,000 pr month – costs = £700 – £800 pr month basic revenue approx.”

If you need to talk to anyone about this
financial proposal, then please make sure it is not Debbie.This is for the two of us to resolve but you can seek financial advice on this.

Let’s wait until Tuesday before talking about this.

Loraine.

12th September financial proposal

Even after his threat and anger on 4th September 2020. This shows that I was still willing to talk and negotiate a solution. 
I was not being unreasonable, ungrateful, or motivated by greed.  I was already economically vulnerable in 2020, and I have not recovered financially due the psychological harm and extreme emotional manipulations of Mr Hollingworth, which has been an escalation of abuse post-separation. 

1st Negotiation Attempt

15th Sept 2020  

Link to download the full transcript of the meeting which was published in full in my first book. 
Post-Separation Abuse. Betrayal and Abandonment. What Type Of Man?

Face-to-Face recorded meeting in our home, meant to be a discussion of the financial settlement.
The meeting was recorded at my request.
PH agreed to the recording.
PH  very quickly turned hostile.
Verbal aggression and verbal abuse, Anger outbursts, humiliation,
Threats, intimidation, and psychological and emotional abuse.

He did not just ask me to leave
This was an abuse attack. Not a discussion of the financial settlement.
The Justice system failed to protect me from the abuser. He continued his attack post-separation and blamed me for his anger. I was trying to protect my position.
I never wanted to initiate litigation.
Communication with our Solicitor Ferrandez and Mr Hollingworth proves that I was willing to negotiate; I did not reject his offer.

  • I’d like to get back what it’s cost me, which would be about €250,000 euros but that aint gonna happen. Unless I cut you off with nothing.
    P. Erm, and it’s not my intention to cut you off with nothing (But he did by Oct 5th 2020)
  • P. This isn’t easy for me I put other people first all of my life, and now I’m
    putting me first.  And unfortunately you’re a bit of collateral damage on that…
  • I will gift a stipend of £500 quid a month so you’ve got your own money so you don’t have to cash in …. the mortgage to get the money…
  • P. Well the punctuation is shit and the spelling is shit but worse than that,
    it’s disgusting saying stuff like that it’s disgusting how would you feel if I’d said something about you like that if I slurred you… (He meant I had told the truth about what he had done, cheated again and terminated the relationship)
  • here you are calling me a cunt all over the fucking internet.
  • what it does is it shows you up for the loser that you are, that’s what that does. That shows you up for the loser you are…
  • I never said you could advertise my house as a fucking spiritual retreat on the bloody up internet and say a load of crap about my infidelity… and ripping your life to bits. (This was a total exaggeration. I wrote a GoFundMe page to help me start a business, I told the truth)
  • It’s appalling, it’s disgusting, and if you do anything like it again, I’ll be back to thinking should I give you 24  hours or 48. 
  • P. Because it will happen quickly and it won’t be pleasant.
  • (ANGRY OUTBURST)
    P. I don’t give a flying fuck what Jaquie or anybody else thinks,
    .. for fucks sake. I don’t give a fuck.
  • P. (interrupts, raised voice) They’re not going to give you feedback and say actually you look like a fucking bleeding heart, post menopausal, sad old bitch who’s just been dumped on her own again. It doesn’t look great, it doesn’t look like a very good advert for a spiritual ..fucking retreat…
  • P. Here’s me, again …dragging my sorry arse through airports and up and down the fucking motorways to raise money (getting louder) .. to send you money every month while you sit here on your arse thinking up fucking pipe dreams and telling the world what a cunt I am.

 

 

What Mr Hollingworth said.

If we can stay friends let’s stay friends, but I want it over and done with, I do not want to be hanging on to investment in your house or anything else, not at all, (raises voice)
It’s a terribly, terribly, terribly BAD idea, and it isn’t going to happen.

…. I need to know that you are serious about raising the money and I need to know how you are doing. I don’t care how you raise it but I need to know how it is doing because I’m not not putting this past the 15th January, because if you don’t buy it on the 15th January if the place isn’t sold by the 15th January, I am moving back in on the 16th January. You’ve got four
months in this house and if you haven’t bought it and if it isn’t sold I’m moving back in.  And you are out on the 15th January at the latest, and I will gift you that money when you leave…

15th January absolute latest – four months.
Me. (Long sigh)
And if it’s not sold I’m moving back in until it is sold.   Questions?

Me. Why the 15th of January?
P. To give you four months
Me: Why four months?

P. Because I think four months is enough I think three months might be difficult because of Christmas coming in the middle of it, so I give you an extra month.
Me: Why the 15th exactly, why not the end of January?
P. Because (raised voice) You can’t negotiate with me Loraine. I’ve just told you why, it’s my choice (bangs his hand on the glass coffee table) 13.40 – 13.42
I’ll make it the 15th of fucking November if I want to…
Don’t fuck about with me, I’ve told you four months, I’ve told you the 15th of January,
You asked me why, I said because of Christmas, do not push your luck, do you understand me.
Me: perfectly..  (very quietly)

P. Good.
Don’t take the piss out of me, you’ve had one strike already, and you were that far away to have your fucking suitcase thrown out of the fucking door.. So just be careful how you tread, like I’ve said to you this afternoon, your future security depends on having me on your side, so don’t alienate me, and I’ve told you already, you can’t
negotiate a gift.
So – I’m telling you how it’s going to be and you have various options open to you.
Help me to sell this place, buy it yourself, or just sit here and until 15th January and fuck off. Or any permutation of those three.

On 17 Sep 2020, at 03:30, Loraine Marshall <annlorainemarshall@gmail.com> wrote:

PDF download Email thread. 

17 September 2020 at 17:58    

ALM – a friend helped to draft a reply after the threats and intimidation.

You named me in your will as the beneficiary of your Spanish property.
You now want to move on, this is your decision and I do not want to stop you.
However, if you want to help me, you could sign over the property to me, you obviously intended me to have the house if I was left alone here without you.

Reply by PH
Change of terms/ new deadline

  • I offered you 4 months to finance your dream of owning Las Zinas. You have reflected on this and decided it is not
    viable.
  • I wish to make it entirely clear that I am not going to simply hand over Las Zinas to you,  under any circumstances. Las Zinas is wholly owned and has been wholly financed by me.
  • Therefore, I formally request you vacate the premises before 1 November. You have 6 weeks to find alternative accommodation. Do that, agreeably, and on 1 November I am still willing to gift you £30,000 to redeem your Aiskell St mortgage and/or do whatever you wish.
Changed terms again. 17th September

Note. 
Mr Hollingworth was not respectful, kind or generous. 
He was verbally aggressive, intimidating, and angry; he had threatened to throw me out onto the streets at the same time as offering what he called a generous gift. 
I had become financially dependent in January 2018 after he confessed to infidelity with the woman he referred to as his Wednesday Girl, Karen Hutchins from Sheffield. The monthly payment of £667 went to my business account Jan 2018 to May 2020. 

Paul Hollingworth <paul_hollingworth@icloud.com>

5 October 2020 at 13:32
To: Loraine Marshall <annlorainemarshall@gmail.com>
Cc: Antonio Ferrandez Garcia <antoniorafael@ferrandezabogado.com>

PDF download – Please Read This Carefully

Please Read This Carefully

After he had returned to the UK.

  • First of all, I want you to know how genuinely sorry I am that you are going through all this. It must feel very threatening for you. I am doing my best to understand why you are behaving the way you are, because it clearly isn’t helping either of us.

(NOTE: After the hostile behaviour, intimidation, threats, anger outbursts, humiliation, termination of the relationship, fear and uncertainty)

  •  you feel it is your home, of course. Knowing that I chose to bequeath the house to you in the will I made in 2016, may make you feel as if the house is already yours.
  •  I never wanted to live with Karen, but then I was not happy living with you either.
  • It made me realise that Las Zinas was definitely not the right house for me.
    (NOTE: He packed the van in the UK in July 2020. See when 4 months turns into 4 years.)
  • When I reconnected with Debbie the contrast made me realise that I have  never really been in love with you Loraine.  (Note: He reconnected with Debbie, apparently in 2020, he only left Spain in July and returned in August.)
  • This house was never my dream. It was your dream, 
  • Look at how you have put up with a hated long-distance relationship and ‘forgiven’ my infidelity. Was that true love? (Note:  From 2018, I was trapped financially and economically dependent – after his confession)
  • The thought of going through all that, just to have your dream house and ‘lady of leisure’ status snatched away must contribute to making you feel angry right now. (Note: Gaslighting. I was never a lady of leisure; I had worked on transforming the land, laying sand, gravel, paving slabs. Planting trees and looking after the property.  He didn’t want me to have any social life or be happy.)
  • I placed no constraints on what
    you should do with that money, you were free to use it in any way you choose and yet you rejected it. I am saddened that you would rather fight me than acknowledge the value of what we had and accept my help to move on with your life. (Note: Gaslighting, projection, 1. There was no money.  I made a simple request for him to redeem the mortgage on my UK property, £28,500, before he would leave me here with no income. 2. I did not reject his offer. I tried to negotiate. )
  • by living in my house at my expense you continue to leave yourself wholly dependent on me. Especially, on my good nature which you seem determined to provoke into treating you badly. (Note: projection, he was treating me badly)
  •  your behaviour  has been aggressive, including being abusive to 2 different estate agents (effectively taking my house off the market). You also wrote an inflammatory and slanderous letter to ChrisWright.
    (I was in shock, grief, and I was not aggressive. I warned Mr Wright that Mr H had a box of harvested cannabis that he may have packed in his removal van, which was returning his furniture to the UK.)
  • Instead, you choose hostile and aggressive behaviour.
    (Again, he was hostile and aggressive)
  • Think about how your daughter behaved and what the result was. That outcome could have been avoided if Vicki had chosen to be rational. As you know, one cannot be forced into cooperation, it is a choice.
    (I had lost contact with my daughter Vikki. He did not allow any discussion it was his way or no way at all)
  • I am appealing to you Loraine, this is your last and final chance to choose cooperation. However much I want to avoid conflict, if I have to have to resort to having you evicted by the courts, I certainly will. Be in no doubt that under those circumstances you will leave my house with absolutely no financial support whatever from me. That unfortunate outcome will be your choice, not mine.
  • You are an educated and intelligent woman Loraine – please use your brains.

    (Note: This October 5th email was the first time he had threatened me with eviction through the courts. the first two times were 4th Sept, 15th Sept. when he threatened he could throw me out onto the streets. 
    I have been through Divorce, the Death of a partner, and now a termination /discard in a third long-term relationship. This has been the most traumatic event in my whole life. I realised that I had been in an emotional, psychological, & sexually coercive abusive relationship with Mr Hollingworth.)

Email 5th Oct 2020 after two threats of being thrown onto the streets he is threatening eviction through the courts.
Image from July 2020 the van was packed in July.
Landscaping at Las Zinas. July - August

Loraine Marshall <annlorainemarshall@gmail.com>

16 October 2020 at 16:54
To: *Paul Hollingworth* Do Not Answer <ph@4gm.co.uk>, *Paul Hollingworth* Do Not Answer
<paul_hollingworth@me.com>
Cc: Antonio Ferrandez <antoniorafael@ferrandezabogado.com>         

Email from ALM Legal Advice

1. Legal in Spain wrote: If this is your home and where you live permanently, nobody can evict you without a Court Order, not even the owner of the property. This means that you can stay for as long as you wish.

2. the Solicitors advice to me was to have you “denounced” I obviously do not want to go down this route.
(Ruben Castrillo Abogado)
I am open to a settlement with no recourse to legal action. So now you have another decision to make.
Litigation or Negotiating?
Which is it to be?
We both have some control over our futures
or we both hand over control to the Judge
and the court to decide?

Legal Advice -copied to Ferrandez October 16 2020

Antonio Rafael Ferrández <antoniorafael@ferrandezabogado.com> 19 October 2020 at 11:53
To: Loraine Marshall <annlorainemarshall@gmail.com>
Cc: *Paul Hollingworth* Do Not Answer <ph@4gm.co.uk>, *Paul Hollingworth* Do Not Answer <paul_hollingworth@me.com>  

PDF download of Email 

Email 11.53 Re Legal Advice via Ferrandez

Your can of course produce a denounce, but please be sure about the facts in your denuonce. As it is possible to proccess
with a denounce against someone it is possible to prosecute someone who made a false denounce. I tell you this, and
would like to insist, as there is a “stream” of colleagues that are keen in taking any problem for couples married or in
partnership, through this option to denounce just wih no real facts. 

If you are thinking about any kind of right for the time you have lived together let me tell you that things in Spain, in this
particular issue, are absolutely different from the UK. I know as it is not the first time I meet with this matters and you
would be surprise for what she got after 20 years living together.

It is true that Pauil will need to go in Court, it is true that it could take some time and you will need to get or will be entitled
to get free legal assitance but in some time you will be asked to leave the house and, if not voluntarily, then the Judge will
order to do it by force.  Is this what you want?.

NOTE
A “stream of colleagues” who will cause legal conflict to MAKE MONEY from a situation with vulnerable individuals. When there are no real facts.

YES. I believe there are. And Mr Hollingworth engaged a “specialist” Law Firm firm  Barcelona to chase the “precarious eviction process” through the civil courts when he left me in Spain when I had no means to support myself and I was suffering trauma, anxiety, grief, fear and uncertainty.

Email from Ferrandez 19 October 2020

19th Oct 2020 

 

19th October 2020 Call 17.12  Samartins in Spain
(52 mins 40 secs)

After reading the email from (our solicitor), Antonio Ferrandez, 

17th June Call 15:10  1hr 26 mins 
Was after I discovered Mr Hollingworth was planning to return to Spain in July 2021. 

19th October 2020 Call and 17th June 2021 call

2nd negotiation attempt

Loraine Marshall <annlorainemarshall@gmail.com>

19 October 2020 at 19:07
To: Antonio Ferrandez <antoniorafael@ferrandezabogado.com>

PDF download email No legal Support Yet

Email 19.07 Reply to Ferrandez

Main points

Dear Antonio,
The decision is not mine to make.
I have told Paul that I am open to a settlement with no recourse to legal action.
The legal route is time consuming, stressful and would cost a lot of money.
That is Paul’s decision.
It’s Litigation or Negotiation.
I prefer cooperation.
 

You wrote, “Hope things are fine with you.” Well things are not fine with me. I am not okay.

I have been hurt, I have been abandoned, all that I am asking is for a fair and reasonable way to move forward so that I can at least recover my emotional wellbeing, not having to make huge life-changing decisions about where I will go and what I will do when I am homeless in the middle of a coronavirus pandemic.

None of the financial settlement proposals are binding, none have any reasonable solid time frame, or any financial plan. As part of the settlement requires the property to
be sold then the time frame for that is an unknown quantity.
I am unable to move anywhere without a binding financial proposal and an idea of when these things will happen.
1. Paul agreed to pay £30,500 to redeem my UK mortgage, giving me a modest income of £500 pr month from the rental income. (not enough to rent, plus pay bills, or buy food.)

19th October reply to Ferrandez

22 Oct 2020 10.56

10.56 Guardia Report
I was reporting emotional and psychological abuse.
Crime of degrading treatment or

Psychological abuse. This is a pattern of abuse over the years.
Not one minor verbal abuse as misreported to the Women’s Court.
I had no legal representation when making the report. 

Guardia Report 22 Oct 2020

3rd attempt

26th Oct 2020

Glynis Wright Solicitors UK
Attempt to start Mediation after I was told by the Women’s Court in GV complaint was on hold as Mr H was in the UK, they could not bring him back. Paid for by ALM

Glynis Wright Solicitor for Mediation

4th attempt
6th Nov 2020

    Email to Ferrandez from ALM
Explanation of the financial offers that were made 

Summary
Advice from Ruben Castrillo File a GV Complaint
Advice from Spanish legal – remain in the home.
Glynis Wright £100 +VAT paid for mediation -rejected by PH

Despite PH wanting to end things amicably
there were a number of angry outbursts

In the recording he states
1. £500 pr month to my business account for 4 months
2. He would pay £28,500 to redeem a mortgage in the UK

I could not leave the property before receiving this money. I would not put myself in such a vulnerable position in the midst of the current pandemic.

I asked Paul to pay the £28,500
– he of course told me he was unable to do that, stating he had just helped his son with £30,000
– He wrote on 29th, “But if you want to move out straight away, I am willing to help you rent somewhere until you
can find and move into a new house”

He was not prepared to take the property off the market,
– one hand he offers me the opportintiy
to purchase it
– on the other he also tells me that house is still for sale
– 17th of September, I indicated that it would not be possible to raise the €115,000 by January.
– Would he consider signing over the Spanish house as he had named me as his beneficiary, he had intended me to have the house if I were left without him.

– 17th Sept email reply, changed the terms again, he then wrote “As you no longer intend to buy me out of Las Zinas,
you do not need 4 months to raise the finance.
– I formally request you vacate the premises before 1st November. You have 6 weeks to find alternative accommodation.

– Do that, agreebly, and on 1 November I am still willing to gift you £30,000 to redeem your Aiskell St mortgage an/or do whatever you wish.”
– Yet he told me he did not have that money when I asked him to pay it before he left for the UK- is that another lie?

These terms not those of a reasonable man. He is an angry frustrated person, who was venting his resentment, and projecting his insecurities and pent up emotions onto me. 

EMAIL to Ferrandez REF: Mediation [Case:MAR0181, ID:1340,

 12th Nov

14th Nov 2020

 Email from PH to ALM
Copy Ferrandez  

Summary
The following four points are to help you make the best choice.
1. When we have agreed a date by which you will leave, I will then be willing to discuss how I might assist you
financially.
2. If you choose instead to remain in my house without my permission, then the court will deal with you. You cannot
take my property from me.
3. If you want to stop the court case, you will have to agree to leave. After the court case is too late.
4. Until you agree to leave my house and return it to me, I have nothing more to say to you.

 

Email from PH copies in Ferrandez

Note. I did not take his property from him. 
He abandoned me there. Made false promises of a financial settlement while also threatening me that he could throw me onto the streets. 

5th attempt
16th Nov 2020

 Conessa Abogados
To negotiate via solicitor Ferrandez

Conesa Abogados Nov 2020

6th  mediation attempt 

14th January 2021

Waypoint Consultancy Contract Terms
ALM paid £150 deposit


6th Attempt To Negotiate / Mediate

Waypoint Contract
waypoint Contract 14/1/2021

9th Mar 2021  


Text Message / Sentencia via WhatsApp

9th March 2021 08.50  His job was done. 
Felipe Rodrigez Castro
NOTE:
DPA  046/2020
Hearing 15th January 2021

PH – solicitor Antonio Ferrandez
Judgement –
20th January 2021
Judge Alberto Blanco Barbera
ALM notified 9th March 2021 
No appeal

Felipe solicitor text

<info@ruben-castrillo-abogados.com> 17 March 2021 at 12:23
To: Loraine Marshall <annlorainemarshall@gmail.com>

 

PDF download Rubén Castrio Bayón

Legal Advice after dismissal of Gender Violence Complaint.

Main Points.
the documents you sent to me from the Court, is that case was not really based on long case of abuse and bad behaviour from your partner to you, just as verbal abuses in one occasion.

Ruben Email Re GV dismissal

7th Apr 2021 11.22

10th April 2021 15.04 

WAYPOINT CONSULTANCY
FRAUD – No money was transferred.

Email: Wed, 7th April 2021 11.22
Morning Loraine
I have some funds which are available to be transferred once the car etc has been collected successfully.

Email: Sat, 10th April 2021  15.04
Hi Loraine
The transfer will be made next week at some stage.
Kind regards
Andy

I kept my side of the agreement.
All personal belongings were collected, and the Vintage MG Sports car was taken into storage.  The first instalment of £3000 of the £40,000 that had been agreed was never exchanged. 

Two text of Emails re Payment never received - FRAUD

Burofax from
Raul del Olmo Abogados

Official notification of a legal proceeding started by Paul Hollingworth before the conclusion of the mediation attempt that was started by Waypoint in January 2021. 

Burofax 12 may 2021

Paul & Loraine Hollingworth
———- Forwarded message ———-
From: Paul Hollingworth <paul_hollingworth@me.com>
Date: 18 Jun 2021 18:08
Subject: Loraine Marshall
To: Andy Statham <client@waypointconsultancy.co.uk>
Cc: Nikki Macmanard-Leake <nikki@waypointconsultancy.co.uk>

 

PDF download of email – Loraine Marshall

Email from PH to Waypoint Mediation
Copied in a joint email account 


Main points.
– I appointed a new solicitor based in Barcelona who is a specialist in this type of eviction.
– a letter before action has been sent
– the paperwork has been started in its queue.
– I will be paying another €2500 for the next stage fees.
(Note: Reduced the £40,000 to £25,000 – bad faith negotiation)
– with your help, to resolve this quickly and save me the costs of the court case and the
rental.
– I am willing to present one final offer, provided Loraine agrees to vacate the property by 23 July 2021. (Another deadline after the failure to keep his side of the agreement again)

My offer is £25,000 UKP as follows:
Payment A: £5,000 to be paid next day once she agrees to leave by 23 July 2021
Payment B: £10,000 to be paid as soon as she leaves the property.
Payment C: £10,000 (minus costs of cleaning & repairs etc to property) to be paid 3 months later (October).

(Note: Waypoint had been sacked by June. The offers had gone from 50% of value of home €115,000, including redeem UK mortgage of £28,000. To ZERO he could throw ALM onto the streets,  first offer in mediation £13,000, which was rejected as derisory.  Agreement of £40,000, to final offer of £25,000, and leave by July 23rd, ALM was being manipulated emotionally and psychologically as PH weaponised her economic vulnerabilty.  The following month, another offer was made £30,000 leave by 19th July, it was impossible to pin him down or believe that he would honour any financial settlement.  Without a legal representative on my side there was a clear power imbalance)

Forwarded Email to Ms Lynn Barrie.
Here is the type of man I am dealing with.
He wrote this to Waypoint on June 18th.
After I was told I would receive the £3,000 that didn’t materialise. He is spending £2,500 on taking legal action to evict me.
And he says I have to come to my senses.
That’s strange.
I have to walk away with a derisory offer from him after he promised 50% of the property, and even that I could buy him
out.

Email New Barcelona Lawyer June 2021

Between January 2021 and June 2021

Ms ALM hired Waypoint mediation by April there was an agreement reached between the parties. Personal belongings and the vintage MG sports car was collected for storage.  A £40,000 financial settlement was to be drawn into a formal contract.  The initial £3000 was never paid (fraud)
PH had already changed his solicitor from Antonio Ferrandez Cartagena to Raul Pinera Del Olmo (May 2021), Barcelona. He informed the mediation company by email dated June 18th 2021.  That email was copied to the joint email account, which was discovered by ALM on July 18th.

These actions were part of a strategy to instil fear, confusion and uncertainty, where he again changed the financial settlement offer that had been agreed.

Under Spanish legislation, there is an obligation to negotiate a contract in good faith. This is based on Article 7 of the Spanish Civil Code 

It is obvious that Mr Hollingworth had no intent to reach a fair agreement from the start. 

Links to the Emails before Mr PH arrived in Spain
6th July 2021  17. July 6th 2021 from ALM Gmail 07.52- Can we resolve this without a mediator_.pdf

6th Jul 2021 18. July 6th 2021 PH reply Gmail 16.50 – Can we resolve this without a mediator_.pdf

Main points.
Andy Statham didn’t switch; he did his best to reason with you before he gave up.
(The mediator was sacked by ALM)
–  a simple binary choice for you; leave agreeably with something, or be forced out with nothing.
(from you can’t negotiate to a binary choice, PH offers less and less, or a forced eviction,) 

Relationships end. Normal adult people get over it and move on. (Normal adult people avoid conflict, and act in good faith,)

Nevertheless, I stand by my offer. You still have until 19 July to listen to your inner voice of reason and walk away with
£30,000. (There was no way to negotiate; PH just moved the deadline forward to 19 July)

Maybe there was a point in your Dad’s life, before he became destitute, that somebody genuinely tried to help him. But for whatever reason, he chose to reject that help.
What do you think your Dad’s advice to you should be, right now?
(Again, psychological and emotional manipulation, PH refers to Ms ALM‘s deceased father, who was found dead under a tree in a park in Cannes, France. Destitute. Hitting below the belt.)

6h July 2021 18 a 6th July 2021 18.51 RE The offer I am making you is on the table for two weeks (until 19 July).pdf

Main Points

This is nothing like the offer Andy told me about over the phone.
£40,000, he told me.
1. £3,000 to be paid as soon as the MG is moved to storage.
(I agreed, he told me he had your money ready to forward) It will be in the bank at the end of the week.
Ha! Boody Ha! 🤣
2. £1,000 pr month until November. giving me time to find somewhere else. Again Ha! bloody Ha! 🤣
3. The balance after I leave. less whatever shit you told him you wanted to deduct because hey whatever you can get away with, meaning that you can offer me less and less right!
Sorry, so you decide to get in touch with me at the point that I am just regaining my confidence and strength and finding my feet and speaking the truth and getting ready to do whatever I need to do.
Like my profile says. I’m on a mission of discovery.

The goalposts have moved so many times.
From €115,000 50% of the value of the Spanish house to nothing and I will be evicted. You made several financial proposals. In writing and also in a recording.

I wrote to your solicitor Ferrandez, on a number of occasions, none of which resulted in any negotiated outcome. In
November Ferrandez asked me to stop writing to him or copying him in because you were proceeding to court. 

Normal adult people do not leave their ex-partners in the position in which you left me. It would have been much easier for me to move on if you had been a reasonable human being. One that could have owned up to the disgraceful disrespectful way you behaved.
Do not point your finger at me, Paul Hollingworth.
You and you alone were the cause of all this. Not me, YOU!

 

 

7th July 2021       

Court filing JVH 912/2021
The above complaint and accompanying documentation for VERBAL TRIAL (PRECARIOUS EVICTION) 912/2021 were filed on July 7, 2021, by the Attorney, Mr. ESTEBAN PIÑERO MARIN, at the request of PAUL HOLLINGWORTH, against ANN LORAINE MARSHALL, IGNORED OCCUPANTS, regarding VERBAL TRIAL (PRECARIOUS EVICTION). The plaintiff was required to remedy the defect of failure to provide proof of payment of the court fee and complied with the request within the period granted for that purpose.

Proof that Mr Hollingworth had made progress in the Court of Cartagena. Yet I did not receive the Burofax dated May 2021 or any court documents. See the handwritten agreement dated 24th July 2021

Digital Signature dated 7/7/2021

7th Negotiation attempt

24th Jul 2021,

PDF download Spanish translation of july 24th 2021 agreement 

Handwritten Agreement

£40,000 settlement. PH agreed to a written settlement of 40,000 UK pounds, and both parties signed it. The typed version was changed by PH before it could be signed at a notary.

Main points

1. Agreement to leave threat of eviction is stopped.
2. Payment of £10,000 pay down mortgage, offering some financial security ( 7th August )
3. ALM agrees house can be sold.
4. ALM can keep tools of trade. PH agrees ALM can take or sell any furniture from the property
5. Payment of £30,000 on sale agreed/completed as appropriate.

Agreed and signed by both parties.

NOTE: This evidence was not allowed into the verbal hearing by the public lawyer Maria. ( and the official of Court 3 when I appeared in person five days before the oral hearing, that court official advised to sack the lawyer and make a complaint, she told me, “your lawyer is not helping you”).

Handwritten agreement 2021
David Marshall letter re offer of temporary accommodation 2021

 

PH and ALM Agreement July 24th Spanish.pdf

IMPORTANT 

A typed version of the agreement was altered before it could be notarised.
Email – ALM offered PH Vacant Possession 17.31 on 26th July 2021.
Re-Please just help me.

25th July 2021 20. Original Agreement 24 July 2021 PH and ALM .pdf
25th July 2021 21. July 25th 2021 PH changed the agreement terms.pdf

26th July 2021  Gmail – 26 july 2021 17.31-Re Please just help me 26th 17.31.pdf
Offer of accommodation 23 a Mr D Marshall Letter.pdf

Between January 2021 and June 2021, Ms. M hired the mediation firm Waypoint. By April, a financial settlement of 40,000 UK pounds was reached. However, before formalising a contract, Mr H wrote an email (dated 18th June 2021) informing the mediation firm that he had initiated precarious eviction proceedings with a specialist lawyer in Barcelona. (Bad-faith negotiations on his part.) These actions were part of his strategy to instill fear, confusion, and uncertainty in his victim, Ms ALM.  When ALM communicated she had a place to go, she could leave and provide vacant possession; PH would not pay the money first.  Extreme emotional manipulation that caused significant trauma.

On Wed, 28 Jul 2021 at 15:28, Paul Hollingworth <paul_hollingworth@me.com> wrote:
1) I am not avoiding replying to you. I told you I have problems with my phone. I also have lots of other things to
deal with in the limited time I am here in Spain.
2) I am not going to attempt to sell the house again with you in it.
3) I am still willing to help you, but I am not prepared to entertain your expectation of what you feel entitled to.
Neither am I willing to waste more time arguing with you.
4) When Bradley Cottage is sold, I will have some cash. Until then, I will sit and wait to see what happens.
5) I intend to return to La Azohia in late September, we can probably meet then, if you have something more
constructive to say to me.

(Note: Bradley Cottage sold March 2022 for £420,000 – the JVH eviction court documents were collected at the court by ALM on 13th January. Again, it is obvious that PH had no intention of paying a financial settlement, preferring costly litigation and wasted time, money, and creating fear, uncertainty, and extreme emotional and psychological damage. The eviction proceedings were malicious, vindictive and a way to destroy the emotional well-being of ALM and prevent her from living a financially secure life. 

Tue 4th January 2022 14:57

Email: Happy New Year from PH

As if nothing had happened – nice again

Manipulation. He has a potential buyer.

Happy New Year Loraine 2022

4th / 6th / 9th January 2022

 NASTY EMAIL  RE Sale of Las zinas
Threats of Guardia

Loraine,
Before we discuss this any further, I need to know if you have seen the documents I am sending you in a separate email subject Court Case.
If you have not seen or if you have chosen not to engage with this court case you are at risk of the Guardia Civil turning up unexpectedly, and then you will leave with just your personal possessions. I’m not being vindictive, I just want my house back. You need to plan your departure.
Paul

Note: PH was being vindictive.
Back to “you will leave with just your personal possessions”  This email tipped me into fear again; I felt physically sick.  This is when I realised that he wanted me to be in fear.  I wrote to the solicitor Ruben Castrillo again, he replied the Guardia could not ask me to leave. He suggested I attend the court and collect the court documents and request a lawyer. 

8th Negotiation attempt

From: Loraine Marshall <annlorainemarshall@gmail.com>
Date: Tue, 11 Jan 2022, 01:33
Subject: Happy New Year Before we discuss this any further
To: Paul Hollingworth <paul_hollingworth@icloud.com>

 

PDF download email Happy New Year
Without Prejudice

Email: Tue, 11th Jan 2022 01.33  
Without Prejudice
RE Court Case.
The parties by common agreement may also request the suspension of the process in accordance with the provisions of the section 4 of article 19 of the Civil Procedure Law, to submit to mediation.

Without Prejudice 2022

15th January 2021 
20th January 2021

NOTE: In 2024 ALM discovered the same judge, heard Criminal GV and Civil JVH Eviction 

15th Jan 2021 2nd hearing DPA 046/2020   Judge in GV complaint
Felipe Rodriguez de Castro – ALM
Antonio Ferrandez Garcia – Defendant

20th Jan 2021 Judgement DPA 12 /2021     Alberto Blanco Barbera

Sentencia GV Case Judge Alberto Blanco

24th June 2022  

Judgement 180/2022 – Alberto Blanco Barbera
The same JUDGE in the Gender Violence  complaint heard the Precarious EVICTION complaint – No recusal

JVH Sentencia - Judge Alberto Blanco Barbera

9th attempt

13th May 2022

Court Mediation Request Solicitor Email  Maria Antonio Garcia Alavarez. 

Solicitor email Maria - May 2022

May 2022 

Before the Court Hearing – refusal of mediation

Pinera Del Olmo

Pinera refusal mediation

Who is at risk of greater damage?
Mr Hollingworth who has persisted in pursuing a course of action through the courts at great expense changing solicitor in the Mediation attempt in 2021. 

Or Ms Marshall, who was left, in grief, shock and trauma at the way he abruptly terminated the relationship on August 27th. How he behaved after he ended the relationship.

September 4th, Intimidation and threat by Mr Hollingworth

September 15th Verbal aggression, anger outburst,  intimidation and threats. Humiliation and degradation by Mr Hollingworth

October 5th, the realisation of the emotional and psychological abuse suffered.

This caused extreme harm, and he was not about to give up on inflicting more serious damage. Ms Marshall was already in an economically vulnerable situation.  Ms Marshall was left with very few options. A false offer to pay 50% of the proceeds after the sale of the property. Or the opportunity to buy Mr Hollingworth out at 50% of the value. €115,000. 

 As soon as PH took up residence in the UK with Ms Debbie Garvey and started living in her property. PH then instructed the sale of his UK property for a sum of £450,000. Sold March 2022.  

Ms Marshall communicated to his Solicitor, Antonio Ferrandez, the advice ALM had been given by email in September 2020, which was to remain in the property.

In a normal situation, at the end of a relationship, most adults try to resolve or defuse conflicts, but people with high-conflict personalities compulsively escalate disagreements.

They will move the goalposts. You can reach an agreement, and just as the ink is dry on that, they want to alter and change things.
This is an abuse of power by a former partner, Mr Hollingworth, towards Ms Marshall.

A minor disagreement or even a difference of opinion can be taken out of context. 

A high-conflict personality type will point the finger of blame, twist the facts and reframe the narrative, then they will mercilessly attack—verbally, emotionally, financially, litigiously, and sometimes violently—often for months or years. It doesn’t matter if the initial conflict was minor.

 

23rd May 2022  

Social Services
Would not help with a Vulnerability Report 

That the solicitor asked me to request.

The report must be requested directly by your lawyer from the court.
And the court asks Social Services.

The word “mistake” in the box was written by the Office staff member in the College of Solicitors.

Two Yellow Sticky Notes from Social Services

30th May 2022

Attorney Isabel Belda Gonzalez
Solicitor Maria Antonio Garcia-Vaso Alvarez
letter to court  JVH 912/2021

No Interrogation of the Plaintiff
Discrimination on the grounds of

a)Language b) Socio-economic status

Solicitor Maria Antonia -no interrogation JVH

1st July 2022

DPA 1024/2022 
7 criminal allegations / maximum penalties requested – 17 years 

Heavy-handed scare tactic by Raul Pinera Del Olmo. Barcelona Abogado of  ex-partner PH
Dismissed October 2024 
Judge Court 5 Cartagena 

Criminal allegation 17 years prison requested

April 2023 – June 2023

Water leak
ALM replaced 70 metres of mains water pipe after Spanish plumbers failed twice to repair the pipe.
Utilities terminated by PH
Complaint filed to Cartagena Police
30th June 2023
8th Sept 2023 Womens Court
DPA  462/2023 

Still no water supply November 2025

  • State obligation: Spanish law, and the human right to water as recognised by the UN, places an obligation on the state to ensure everyone has access to adequate water.

 

Water meter disconnection

August 2023 

Harrassment – filed with Guardia Civil
Mr H sent Desokupacion
Trying to offer another low settlement

Email to criminal lawyer in Madrid 
Dexia Abogados

 

EMAIL to DEXIA Abogados Aug 2023

Complaint filed June 2023
Court hearing Sept 2023

Complaint filed 27th November
False Allegations
Judgment March 2025

Summary
She has received all types of legal abuse from her ex-partner who is trying to destroy her, emotionally, psychologically and financially. Such as trying to evict her from the home in 2022 and that her legal defence Maria Antonio Alvarez Gonzales as a court-appointed lawyer did nothing to help. Plus her ex-partner also denounced her for several different crimes.
1. Desahucio Precario, June JVH 912/2021
2. Seven criminal allegations October DPA 1024/2022
– his lawyer stated a maximum total of 15 years of prison

 

September 2023 Coercion DPA 462/2023

Advice of Arturo Gonzalez of Dexia Abogados.

DPA 922/2023
November 2023 Complaint to Guardia,
false Allegations, emotional, psychological and economic abuse.
Filed to Court 1 as sexual aggression/abuse???

Public Lawyer: Simon Guasp Ferrandis

Defendant Lawyer: Jose Bernal Diaz

DPA 462/2023 JDO. VIOLENCIA SOBRE LA MUJER N.1<br />
CARTAGENA

21st March 2024

 Eviction Date set – suspended
Reported harassment to Guardia
Mr H sent a locksmith and a neighbour to the property

19th Dec 2024

 Eviction date suspended again

Two days before the planned date 17th December 2024. 
Causing huge psychological harm and extreme emotional distress. Leaving Ms Marshall in a state of financial devastation unable to concentrate on earning any form of income.

Email 17th Dec 2024 suspension of eviction

25th June 2025

PDF download of letter

10th attempt
Email 25th June 2025 Letter before action

Background and Basis for Claim:
* Relationship and Financial Arrangements (March 2009 – August 2020):
Our relationship spanned 11 years, from March 2009 to August 2020. I was an independent income earner until January 2018. Subsequently, you commenced payments of £667 per month into my UK business account from January 2018 to May 2020. Proof of these payments can be provided via bank statements. On August
29, 2020, you sent a letter outlining your proposed financial settlement, which we discussed on September 15, 2020, as
evidenced by a recording of that meeting.
* Breach of Handwritten Agreement (July 24, 2021):

letter before action - ADR attempt

June 2025 Derisory €3000 

Maximum 2 weeks to leave

Gmail – 12 June 2025 at 16:16 Comunicación de la propuesta realizada €3000.pdf

Gmail – 13 June 2025 at 11:37 Re_ Comunicación de la propuesta realizada_.pdf
Gmail – 25 June 2025 at 04:19 Subject_ Formal Notice of Intention to Commence Legal Proceedings in the United Kingdom.pdf

 

July 2025 Increase offer €12000

Gmail – 2 July 2025 at 12:46 Final Offer for Peaceful Resolution.pdf

Paul Hollingworth <paul_hollingworth@icloud.com> 2 July 2025 at 12:46
To: Loraine Marshall UK <annlorainemarshall@gmail.com>
Cc: Piñera del Olmo Law Firm <rpinera@pineradelolmo.com>

Dear Loraine Marshall,
Following your recent threat of legal proceedings, I want to make it clear that I am fully prepared to present all relevant
evidence, including witness testimony, in a UK court should you choose to proceed.
I am reaching out to you directly as my legal representatives have been unable to make progress through your former
solicitor, Maria Soto, who has confirmed she no longer represents you and has declined further communication.
Please confirm whether you currently have legal representation and, if so, provide their contact details so discussions
can continue appropriately.
With regard to your impending eviction: although I have won the most recent appeal, I understand that the uncertainty
of continued delay serves neither of us. To that end, I am offering a final opportunity to resolve matters swiftly and
peacefully.
If you agree to vacate the property by 31 August 2025, I am willing to offer a goodwill payment of
€12,000 (twelve thousand euros) to assist with your relocation . This agreement can be formalised through our
respective legal representatives.
However, if you reject this offer and wait for the eviction process to conclude via bailiff enforcement, be advised that
no financial assistance will be provided. At that point, I will also be submitting all relevant evidence regarding theft and
property damage to the police and my insurer, who may pursue further action independently.
You have a clear choice: resolve this matter cooperatively and with dignity, or continue down a path that offers no
benefit to either of us.
Sincerely,
Paul Hollingworth

Gmail – 10 July 2025 at 08:54 Re_ Final Offer for Peaceful Resolution.pdf

Loraine Marshall <annlorainemarshall@gmail.com> 10 July 2025 at 08:54
To: Piñera del Olmo Law Firm <rpinera@pineradelolmo.com>

Ref: Eviction Litigation
This was a malicious act of post-separation abuse, legal harassment, and economic coercion, compounded by
discrimination and lack of protection as a foreign woman in Spain.


His €12,000 “offer” is not goodwill; it is a pressured ultimatum, far below the original settlement and made under threat.
I have a documented history of offering vacant possession and seeking a fair settlement, which he refused. July 2021.
I also have his email of the threat proceeding with “a specialist lawyer in Barcelona” sent to Waypoint the mediation
company I paid for from January 2021 which Mr H copied to me in May 2021.
This means that I signed and agreed to his offer of £40,000 while under threat of legal action. The first point in that
agreement was a stay on the eviction process. Not honoured.


Mr H has zero “good faith” and is a Sociopathic character who has manipulated me, and the professionals including
police, lawyers, and courts.


I have evidence of the offers, his refusals, the original settlement, and the costs I’ve incurred (therapy, legal fees, etc.).
Evidence of his ultimatums, and bad faith, recording of the meeting 15th September 2020, in which I was threatened,
intimidated while he offered 50% of the value of the home and set an arbitary 4 month deadline, at the same time as
throwing my fucking suitcases out of the gate. Causing fear and uncertainty.
The pattern of litigation abuse, threats, and refusal to negotiate in good faith can be relevant in both civil and criminal
contexts, and may also be grounds for a complaint of judicial harassment or abuse of process.
A pattern of litigation intended to harm me and part of the post separation abuse, power and control. I was vulnerable
and precarious from the moment he terminated our relationship August 27th 2020. Covid restrictions were still in place,
his”Dear Loraine” letter was written and sent to me on 29th August this letter was the financial settlement that I wanted
to clarify and discuss in the meeting alongside my financial proposal.


The dismissed of the gender violence complaint from October 2020/ January 2021 involved Antonio Ferrandez our
solicitor who Mr H referred to in his 2024 testimony in the criminal allegations, that I received from Arturo Gonzalez.
Mr H refers to his solicitors advice “just put her bags on the doorstep, I wish I had done that now” do you think this is
ethical advice? Illegal eviction.


I was an independent business woman from 2006 to 2016 property management, even landlords cant make threats of
throwing tenants onto the streets. But apparently in Spain it’s okay to threaten and intimidate a female romantic partner.
I became financially dependent in 2018, after Mr H confessed to cheating with the woman Karen who gave a testimony
for his character. She has no idea about his character she was “a piece of convenience” to use the gaslighting words
from one of the court documents I received. Mr H referred to this woman as his “Wednesday Girl”.The book I wrote and
published is the truth only the names of the characters are changed. Four of the females giving testimony were sexual
conquests. Helen a mistress while married to Sue Hollingworth, Gina the ex wife (married 6 months before she left him
in 2008. Debbie a former romantic partner from the 1980s who he proposed to 6 weeks after he abandoned me in “his”
property after threats to make me homeless. Karen from Sheffield I chatted over WhatsApp and discovered she met Mr
H in August 2009. Why did he wait 8 years to confess and lie to me about when he reconnected with her. Throughout
2018 I was subjected to his verbal aggression and anger outbursts and recorded one call in which he rants “I’ve made
you dependent on me, it’s my fault, I’ve made you dependent on me, Paul’s an evil bastard”. Which I repeated to the
Judge in my questioning in the criminal hearing of court 5.


Now I question why and how Mr H was able to request a testimony from my eldest daughter Vikki. I had been estranged
for years and only started to communicate again in 2022. Now that relationship is broken and gone forever, after what
happened when my youngest daughter was found dead at the age of 38 years in December 2022 while I had been
served with 7 totally ridiculous criminal allegations based on the damaged ego of this man Mr H.
Even his current marriage is now dissolved as I discovered in November 2024 while under threat of being made
“destitute” through a malicious civil eviction action by Mr H. The messages from Debbie Garvey were interesting and
backed up my opinions of the character Philip Holby aka Mr H. 
This is not a malicious email. It is a truthful account of facts.

 


July 2025 Accept €12000 as an interim offer
Gmail – 28 July 2025 at 06:43 Response to _Final Offer_ and Mandatory ADR under new Spanish laws effective April 2025_.pdf

Loraine Marshall <annlorainemarshall@gmail.com> 28 July 2025 at 06:43
To: Paul Hollingworth <paul_hollingworth@icloud.com>, Paul & Loraine Hollingworth <laszinas@icloud.com>
Bcc: Maria soto carrasco <mariasotocarrasco@gmail.com>, Simon guasp ferrandis <simonasesores@gmail.com>

Dear Mr Hollingworth,
I acknowledge receipt of your lawyers email July 2nd regarding your “final offer.” I wish to respond as
follows:
1. Extension of Deadline
Given that August is a traditional holiday period in Spain and many professionals and services are
unavailable, I am extending the timeframe to enable your response to confirm willingness to participate
in ADR. This extension is necessary to ensure that any discussions or decisions are made with proper
consideration and support.
2. Mandatory Alternative Dispute Resolution (ADR) prior to civil remedies.
I remind you that, under the new Spanish laws effective April 2025, participation in ADR is now
mandatory prior to litigation. I am willing to engage in genuine ADR in September and encourage you to
comply with this legal requirement. Please confirm within one week by August 4th if you agree to this
process.
3. Interim Acceptance of €12,000
I will accept the €12,000 as an interim payment. On condition that there is a written agreement to start
mandatory ADR beginning September.
This acceptance is made strictly on the basis that I expressly reserve all my rights and remedies,
including the right to pursue further claims relating to our relationship, property matters, previous
agreements, and any damages suffered. This acceptance does not constitute a full and final settlement
of all issues between us.
4. Next Steps
I request that you confirm your willingness to engage in mandatory genuine ADR and provide you one
week to respond, to accept and start ADR in September after the August holiday period. Given the
ongoing failure to honour our signed agreement if £40,000 and the pattern of economic and
psychological harm I have experienced, if we can not resolve this matter through negotiation or ADR, I
will have no choice but to exercise my legal rights, which may include filing police reports and/or
pursuing civil remedies. This is not a threat, but a statement of my intention to seek justice and
protection under the law.
Please also confirm the arrangements for the interim payment.
I trust you will respect this reasonable approach and look forward to your response
Ann Loraine Marshall BSc Hons, Dip Econ,
July 28th 2025.

 

11th attempt 

November 2025
BUROFAX to Raul Pinera Del Olmo